Financial Planning Solutions

Advice on Insurance & Financial Products

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What I Do

Karen Badenhorst assists Individual, Business & Corporate Clients in achieving Financial Security Solutions by providing Advice on Insurance & Financial Product options.

FINANCIAL NEEDS ANALYSIS

  • Having a plan to start  your financial journey, will save you lots of money in the long run!

  • First consultation is free of charge and options to reach your goal will be discussed

LIFE INSURANCE

This “must-have” benefit can include the following:

  • Lumpsum disability

  • Income disability

  • Severe Illness cover

  • Funeral cover

  • Cash payouts

  • Child severe illness
  • Parent cover

INVESTMENTS

  • Save for 5-10 years for your short term goal or for that over seas trip!

  • Local and Global endowments

  • Tax free investment

  • Education policies

ESTATE PLANNING

  • Drafting of wills through expert advisors free of charge

  • By having a proper will you will have a executable estate.

  • Includes Estate Provider Benefits to pay off estate costs.

  • By having a proper Will, this document will do the talking when you are not around any more

RETIREMENT PLANNING

  • Only 3 % of all South Africans can retire comfortably!

  • Make sure you are one of them by starting early in your life.

  • Tax benefit on the monthly premium and when you retire!

  • Wide selection of funds to assist you to reach your retirement goals

EMPLOYEE BENEFITS

Take care of your employees by giving them a little extra!

  • Funeral cover

  • Life cover

  • Disability

  • Pension benefits

  • Medical schemes

  • Health Insurance

MEDICAL SCHEMES
& HEALTH INSURANCE

  • Free quotations for Individual and Companies

  • Quotations done on  all Schemes in SA

  • Options from Hospital plan to Comprehensive plans available

  • Affordable Health Insurance for groups of 5+

GAP
COVER

Provides cover for the Shortfall (GAP) resulting from any Medical Practitioner charging above the Medical Scheme Tariff for IN-hospital surgical procedures &  certain OUT of hospital procedures.

NOTE:  it is not a substitute for medical scheme membership

WIDE RANGE OF FINANCIAL PRODUCTS

WHY IT WORKS

When you partner with Karen Badenhorst as Financial Advisor, you are offered a wide range of Financial Options with the most recent & affordable Products available.

20 YEARS EXPERIENCE

WHY CLIENTS CHOOSE ME

My clients choose me as through my 20 years’ experience I have assisted many clients through the financial battles that accompany divorce, death, severe illness, life changing events, etc. I strive to give personal 1-on-1 attention and face the challenging events together, but also do strategic planning & assist with solutions for retirement, studies, short term goals, wealth creation, etc. Together we turn Strategic Plans into Action Plans.

Contact me for a free consultation: 083 679 2190

I have recently dealt with Karen. She is a friendly and absolute professional individual. She has dealt with the investment of my life savings and I can recommend her services without any hesitation.

Casper Genis

She is dedicated and well educated

Felicity-Ann Allen

I met Karen in 2007 and immediately connected because of the integrity with which she shared her financial knowledge.

Marinda Botha

She fit the puzzle of financial products, current financial needs & future financial plans perfectly together.

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I am hugely impressed with Karen’s work ethics in ensuring that my needs are met in terms of advice given and financial products offered.

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I have personally referred Karen to numerous people over the past years.

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